Dutch salary calculator: gross to net for 2026
Type your gross salary to see roughly what an employee in the Netherlands takes home in 2026, after income tax, national insurance and the two tax credits most employees get. It runs in your browser.
Before tax, as your contract or offer states it.
Type a gross salary to see what you take home each month.
An estimate for the 2026 tax year, with the Belastingdienst's figures as checked on October 19, 2026. Pension contributions and other deductions on your payslip are not taken off.
How the calculation works
Salary is taxed in box 1, in three slices: 35.75% up to €38,883, 37.56% from there to €78,426, and 49.50% above that. Most of the first slice is national insurance premiums (for the state pension, survivors and long-term care); 8.10% of it is income tax.
Two credits then come off the tax. The general tax credit (algemene heffingskorting) is €3,115 up to an income of €29,736 and shrinks by 6.398% of every euro above that, to nothing from €78,426. The labor tax credit (arbeidskorting) builds up with your salary to €5,685 at €45,592, then shrinks by 6.51% of every euro above that, to nothing from €132,920. The calculator never lets the credits take the tax below zero.
Holiday allowance
Employees are entitled to holiday allowance (vakantiegeld) of at least 8% of their gross yearly salary, and most get it in May or June. Check whether the amount you have includes it, and set the box to match. Someone earning more than three times the minimum wage can agree in writing to less, and a collective agreement can set other terms; the calculator uses 8%.
At the AOW age
The AOW age is 67 in 2026. From then you no longer pay the state pension premium, so the first slice is taxed at 17.85% instead of 35.75%. The credits are smaller (a general tax credit of up to €1,556 and a labor tax credit of up to €2,840), and the elderly tax credit (ouderenkorting) of up to €2,067 is added. Your AOW pension and any other pension also count as income, and the calculator does not include them, so treat the result as the tax on the salary alone. The rates used are those for people born in 1946 or later.
The 30% ruling
With the 30% ruling, also called the expat scheme, your employer can pay up to 30% of your salary as a tax-free allowance, so tax is worked out on the rest. The 30% ruling calculator explains the 2026 conditions and the changes coming in 2027.
What this calculator leaves out
It is an estimate for one employee with one employer for the whole of 2026, living in the Netherlands. It does not take off pension contributions or anything else your employer deducts, and it uses only the general tax credit, the labor tax credit and, from the AOW age, the elderly tax credit. Other credits, such as the income-dependent combination credit (inkomensafhankelijke combinatiekorting), are not included.
It looks only at the salary in box 1. Savings and investments (box 3), a substantial shareholding (box 2), a mortgage, deductions and a fiscal partner can all change what you finally owe. The general tax credit shrinks with your total income across the boxes, so savings in box 3 can lower it too. For a figure you can rely on, use the Belastingdienst's own tools or ask a tax adviser.
Sources
Every rate, amount and threshold here comes from these official pages.
Checked on .
- Tarieven, bedragen en percentages loonheffingen vanaf 1 januari 2026 (3rd edition, March 3, 2026)
- Voorlopige aanslag 2026, gebruikte tarieven en heffingskortingen
- Inhoud van de expatregeling
- Deskundigheidsvereiste (expatregeling)
- Belastingvoordeel buitenlandse werknemers
- Hoe hoog is mijn vakantiegeld?
- AOW-leeftijden 2025-2031
FAQ
Is the salary I type sent anywhere?
No. The calculation runs in your browser, and the amount you type never leaves it.
The site does count page views and which tools are used with Google Analytics, which is never given your files or anything you type. Privacy has the details.
Why is my payslip different from this?
Your employer withholds tax from every payslip, and pension contributions and other deductions usually come off as well. A single month can differ from the average here, for example the month the holiday allowance is paid. Over a full year with one employer, the tax withheld should come close to the yearly total, and your tax return settles the rest.
Is the net per month what I get every month?
It is the year's net pay divided by twelve. If your holiday allowance is paid in one go in May or June, your other months are a little lower than this and that month is higher.
Does it work for freelancers?
No. It uses the rules for employees on a payroll. Income from self-employment is taxed with other rules and deductions that the calculator does not know about.
Which tax year does it use?
2026, with the Belastingdienst's figures as checked on October 19, 2026. The rates change every January, so a salary for another year comes out differently.